20% OFF on annual membership with your PNB Card!


Program Mechanics

I. Qualification:

The program is open to all active PNB Credit, Debit, or Prepaid Cardholders.

II. Promo Period and Discount:

1. Promo runs from November 15, 2023 to November 14, 2024.

2. Cardholders are entitled to get the following offers when they use their PNB Card:

20% OFF on Annual Fee

15% OFF on Semi-Annual Fee

III. How to Avail of Discount:

1. Cardholder must inform merchant that he/she will avail of the PNB Cards promo.

2. Cardholder must charge the total amount to his/her PNB Card.

IV. Terms and Conditions:

1. Promo discount is non-transferable and cannot be converted to cash or exchanged for other items.

2. Promo offer is not valid in conjunction with other promotions, special offerings, or discount privileges.

3. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

4. All matters and disputes will be subject to the final decision of PNB and its partner merchant in concurrence with DTI, will be deemed final and irrevocable.

5. The Terms and Conditions governing the issuance and use of PNB Credit, Debit, and Prepaid Cards are incorporated herein by reference and made an integral part hereof.

Per DTI Fair Trade Permit No. FTEB-180009 Series of 2023.

^ Back to Top « Back to previous page

Credit Card Forms