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8th Travel Madness Expo Event Details:
1. The 8th Travel Madness Expo is open to all active PNB-issued credit cards in good credit standing.
2. The event is from July 4 to 7, 2019 at SMX Convention Center Halls 1-4 Mall of Asia Complex, Pasay City. Below is the schedule:
• July 4, 2019 12:00 pm to 6:00 pm
• July 5-6, 2019 10:00 am to 8:00 pm
• July 7, 2019 10:00 am to 7:00 pm
3. PNB Cardholders shall enjoy the following perks:
• FREE entrance during the entire event. PNB cardholder should present his/her valid id together with his/her PNB card upon entry.
• 0% interest for up to 6 months payment term.
4. In the purchase of goods and services which are on promotional discount, the Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
5. In case of dispute, PNB has the final decision upon approval of DTI.
0% Installment (ZAPP):
1. The “ZAPP” (Zero% Affordable Payment Plan) is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards and Distribution Cards.
2. PNB cardholders may avail of the Zero Percent Installment at the 8th Travel Madness Expo for travel packages and ticket Philippine Airlines (PAL) purchase.
3. Required minimum purchase amount for installment and payment term:
Transaction Type Minimum Purchase Requirement Applicable
Payment Term
PAL Airline Tickets P20,000.00 3 Months
Other tour packages P3,000.00 3 and 6 Months
Cardholders will be duly informed of the available terms and travel packages by partner merchant.
4. All PAL bookings and PAL tickets will be governed by the General Conditions of carriage and Philippine Airlines' Company Policy.
5. Transaction amount of foreign currencies should be converted to Philippine Peso using the prevailing foreign exchange rate at the time of booking.
6. All PAL fares are subject to PAL's specific fare rules per destination and terms and conditions.
7. Booked tickets are non-endorsable and may not be refundable. If the fare conditions permit refund, the ticket may be refunded subject to applicable penalties. Refund will be credited back to the credit card account used.
8. Monthly amortization computation will be presented in the SOA rounded-off to the last 2 decimal points/centavo value. PNB shall make the necessary adjustment due to late presentments, if applicable. For example, transaction amount is Php 20,000 for an installment payable over 3-month tenor shall be posted in your SOA as follows:
1st of 3 installments = Php 6,666.66
2nd of 3 installments = Php 6,666.66
3rd of 3 installments = Php 6,666.66
9. 0% interest is subject to bank approval and valid if the total amount due is paid in full.
10. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
11. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
12. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
13. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
14. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
15. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
16. In case of dispute, PNB has the final decision upon approval of DTI.
Click here for a list of accredited partner travel agencies.
Per DTI-FTEB Permit No. 10955 Series of 2019.
PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9818.
PNB is regulated by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph
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