Swipe and Be Rewarded!

Promo Mechanics:

1. The promo is open to all active principal and supplementary PNB MasterCard cardholders in good credit standing. PNB Credit Card must be in active status at the time of redemption. Corporate and Distribution Cards are excluded from this promo.

2. Promo will run from April 25 – July 25, 2015.

3. Cardholder will be entitled to the following discounts and freebies from the partner merchant establishments. For redemptions made at Melo's, cardholders are entitled to an additional 20% discount on the remaining bill as settled using their PNB Credit Card.

Single charge slip worth P2,000     =     P100 Discount / GC (no expiry) / Free Item
Single charge slip worth P6,000     =     P300 Discount / GC (no expiry) / Free Item
Single charge slip worth P10,000   =     P500 Discount / GC (no expiry) / Free Item

4. Qualified transactions are local retail transactions (straight and installment) made during the promo period. Retail transactions pertain to those made for exclusive personal use. Excluded from this promo are transactions from:

     • Service merchants (gasoline stations, supermarkets and drugstores)
     • Utilities (electricity, phone/cellphone, etc.)
     • ATM (cash advances, payments, etc.)
     • Quasi Cash (casino gaming transactions, etc.)
     • Non-merchant installment (balance transfer, convert to cash and transaction conversion)
     • Online or over-the-phone transactions
     • Foreign transactions
     • Multi-level or Direct Marketing (Healthwealth, First Vita Plus, Natasha, etc.)


6. To redeem, cardholder agrees to surrender the original electronic customer copy of the approved charge slip and present his/her PNB credit card used. Cardholder will not be allowed to redeem if the credit card used is not presented.

7. Following are the requirements for the redemption:

     a) Name and card number on the charge slip must be the same as the name and card
          number on the credit card being presented.
     b) Transaction date must be within the promo period specified.
     c) Amount must be within the minimum required spend.
     d) Unreadable, faded or dilapidated charge slips are not valid for redemption.
     e) Charge slip must be original electronic customer copy. Photocopies, duplicate copies
          and bond paper-type slips will not be accepted. No POS-generated charge slip, no
     f) Redemption may only be made by the owner of the card; Authorized representatives
         will not be allowed to redeem on behalf of the cardholder.

8. PNB shall not be responsible for the acknowledgment of charge slips that are lost, tampered with, duplicate and bank/merchant copies or charge slips originating from lost or compromised cards, unless replacement cards have been activated.

9. Discount or freebie may be redeemed at participating merchant partners’ outlets.

10. Cardholder may redeem from April 25 – September 25, 2015. Transactions however must still be within the promo period, April 25 to July 25, 2015.

11. Redeemed items are not convertible to cash. Discount must be used on the same day as the redemption.

12. Splitting of one transaction into several smaller transactions for the purpose of generating multiple charge slips is not allowed. PNB has the exclusive right to determine if a transaction will be considered as split transactions. Split transactions are those that are made on the same date and under the same merchant. Instead of obtaining authorization for one transaction, the credit card is swiped multiple times, splitting the amount payable into several transactions. Split transactions apply per customer account. Supplementary cards will fall under the account of the principal cardholder. Any redemption with the use of these charge slips shall not be honored, regardless of purchased item(s).

13. Maximum redemption of P20,000 within the redemption period per cardholder regardless of the number of cards. Supplementary cards will fall under the account of the principal cardholder.

14. Cardholder may only redeem one (1) freebie per charge slip.

15. This promo cannot be availed in conjunction with another promo.

16. Cardholder agrees that the Bank will charge the cost of the redeemed items should the latter find out that the cardholder cancelled the qualifying transaction at a later date or did not comply with the Terms and Conditions as stated above and may result to the disqualification of the cardholder from the Swipe and Be Rewarded program.

17. All matters and disputes will be subject to the final decision of PNB. All decisions made by PNB pertaining to the promo, with prior approval by DTI, will be deemed final and irrevocable.

18. This promo is subject to the Terms and Conditions of PNB's Credit Card products.

DTI-FTEB SPD Permit No. 3084 Series of 2015.

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PNB Mastercard

PNB Credit Cards is located at:

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines
TEL: (+632) 8818-9-818 / DTF 1800-10-818-9-818

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