Earn P1,500 Cash Credits with the Member-Get-Member Program!

Eligibility to Participate:

All existing PNB Credit Cardholders in good credit standing, excluding PNB & LTGC Employees, Corporate and Distribution Cards. 

Program Details:

I. Program period is from March 1, 2020 to December 31, 2020.

1. Referrers may refer friends, colleagues and family members provided that their referral has met the following criteria:

a. Has NO principal PNB Credit Card yet (must be new-to-bank)

b. Between 21- 65 years of age

c. Have a minimum annual income of at least P120,000.00

d. Filipino Citizen or Philippine Permanent Resident Only

e. Regular Employee or Self-Employed

2. Referrer will forward the completely filled-out application form and the required/financial documents of their referral to PNB Credit Cards and making sure that it is properly coded with their complete name ( indicated in his/her credit card ), and the last 4 digits of his.her credit card number.  The Program Code to be used is MGM 0047

The application requirements may be submitted via any of the following options:

Mail Email
The PNB Credit Card MGM Program
Card Sales Division
Cards Banking Solutions Group
8F PNB Financial Center
Pres. Diosdado Macapagal Blvd.,
Pasay City
Email Address: Mgm@pnb.com.ph
Subject Line: MGM (space) Name of Applicant

3. The referrer shall only be entitled to 1 (one) incentive for an individual customer regardless of the number of cards approved for that particular customer.

4. Only complete applications shall be processed.

5. To know the status of their referrals, Referrers may inquire via any of the following:

Call Email
PNB Credit Cards
Customer Service
Hotline 8-818-9-818
Email Address: mgm@pnb.com.ph
Subject Line: Status Update (space) Name of Applicant

6. Standard processing of application is from 10 to 15 banking days on average upon receipt of application and complete requirements.

Incentive Payout:

Referral must have usage posted within ninety (90) calendar days from date of approval to qualify for the incentive.

If qualified, the P1,500 cash credit incentive will be credited to the referrer’s PNB Credit Card Account within thirty (30) calendar days from month-end of date of first usage


First Usage
Last Day of
Qualified Usage
Month End Day
of First Usage
January 1, 2020 January 25, 2020 March 31, 2020 January 31, 2020 On or before
March 1, 2020
February 1, 2020 March 3, 2020 May 1, 2020 March 31, 2020 On or before
April 30, 2020

Process of Referral/Application:

PNB Credit Cardholder will send via email to mgm@pnb.com.ph the following documents for their referred applications:

Completely filled out and signed application form (all BSP mandatory information must be provided)

1. Acceptable Primary Valid IDs with signature and photo

a. Passport
b. TIN
c. SSS
e. Driver's License

2. Income Documents:

a. If employed, submit ANY of the following:

i. One month recent payslips with gross or net base income of atleast Php10,000 (excluding commissions, incentives and other benefits)

ii. Original Certificate of Employment with monthly compensation of atleast Php10,000 (excluding commissions, incentives and other benefits)

iii. Latest Income Tax Return with atleast Php120,000

b. If self-employed, proprietor, or business person submit the following:

i. Copy of registration papers with DTI or SEC

ii. Audited Financial Statements (Balance Sheet and Income Statement for the last 2 years)

iii. Latest Income Tax Return (ITR) with BIR or Bank validation

Note: Applicants who have credit cards for which they have been a principal cardholder for at least one year are no longer required to submit income documents. Kindly fill out the “ YOUR OTHER CREDIT CARDS” portion in the application form.

All BDO cardholder-applicants, will be required to submit copy of the following starting July 1, 2019

• Front panel of the BDO card - to check on the tenure which can be seen in the member since portion. Note that card tenure requirement for carded applicants is at least 12 months.

• 1-month latest BDO statement of account

Per DTI Fair Trade Permit No. FTEB-03622 Series of 2020.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is regulated by the Bangko Sentral ng Pilipinas / consumeraffairs@bsp.gov.ph

^ Back to Top « Back to previous page

PNB Mastercard

PNB Credit Cards is located at:

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines
TEL: (+632) 8818-9-818 / DTF 1800-10-818-9-818

client forms