Enjoy exciting perks at Automatic Centre’s Christmas in our Carts


Promo Mechanics:

 1. This promo is valid only at Automatic Centre stores nationwide from October 28 to December 31, 2019.

2. During the promo period, Customers can get FREEBIES for a minimum qualified amount of purchase:

• P10,000 to P29,999 : P300 GrabFood Voucher (P150 denomination x 2)
• P30,000 to P59,999 : JBL T450BT Wireless Bluetooth Headphones
• P60,000 to P99,999 : Choice of Wow Fiesta Karaoke Melody (WF-230HD) or Samsung 2.0 Channel Soundbar (HW-N300)
• P100,000 and up     :  Prestiz 32-inch HD-Ready LED TV (32ID1B)

3. Qualified transactions:

a. Cash and Straight card transactions based on the brand's existing and applicable cash discount.

• Sale-as-is and Special cash price promos from Automatic Centre are not included.
• Purchases with on-the-spot discounts provided by our store officers are not qualified to avail the freebies as well.

b. 0% installment based on SRP, based on Automatic Centre's existing credit card tie-ups.

• For gadgets such as smartphones and laptops, only those availed at 3 months 0% installment are qualified to avail the freebies.

4. Freebies are as-is and cannot be converted to cash or other in-store items.

5. Christmas in our Carts is not valid in conjunction with any existing appliances & gadgets promotions of Automatic Centre or any of its partner brands.

Per DTI Fair Trade Permit no. FTEB-17274, series of 2019.

FREE First Month Installment

1. Promotion is valid only for participating items purchased at 0% interest for 12 and/or 24 months payment term with a minimum purchase of P25,000.

2. The free first month installment will be reflected on the cardholder's account upon posting of the transaction.

3. The free first month installment is not convertible to cash, rewards points, miles and cannot be used in conjunction with other PNB Credit Cards and partner merchants in-store promotions.

4. Transactions from this promotion will not earn rewards points or miles whichever is applicable.

5. The cost of free installment will be charged to the cardholder’s account should he/she decide to cancel the transaction or his/her account becomes delinquent.

6. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

Per DTI Fair Trade Permit no. FTEB-20227 Series of 2019.

Shop Now, Get Billed Later Installment

1. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cutoff date after approval of transaction.

2. Cardholder should advise store personnel that payment of the transaction will be Shop Now, Get Billed Later installment. "SHOPNOWGETBILLEDLATER" or "SNGBL" should be indicated on the chargeslip to make the transaction valid. 

3. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

Per DTI Fair Trade Permit no. FTEB-18849 Series of 2019.

ZAPP Installment Mechanics

1. The promo is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.

2. Minimum purchase amount per is P3,000. Cardholders will be duly informed of both minimum purchase requirements and available installment options by partner merchants.

3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

5. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

6. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

7. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

8. Offers (freebies and discounts) are not convertible to cash, points, miles and cannot be used in conjunction with other PNB Credit Cards and partner merchants in-store promotion.

9. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

10. PNB has the final decision in case of dispute with prior approval of DTI.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is supervised by the Bangko Sentral ng Pilipinas / consumeraffairs@bsp.gov.ph


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