Enjoy special installment offers with PNB Cards
2. Promo period is from January 1 to March 31, 2017.
3. Minimum purchase amount for installment is P 3,000. Cardholders will be duly informed of both minimum purchase requirements and available installment options by partner merchants.
4. 0% interest is subject to bank approval and shall apply if the total outstanding balance is paid in full.
5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
6. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
7. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
8. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
9. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
10. All installment purchases are subject to the Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
11. PNB has the final decision in case of dispute with prior approval of DTI.
REDEMPTION OF FREEBIES AND DISCOUNTS (ZAPP PLUS):
1. PNB cardholders who wish to avail of the offer may go to merchant partner and present their card prior payment. Cardholder should advise merchant personnel that they will avail the promo and purchase will be on 0% installment.
2. Offers (freebies and discount) are not convertible to cash, points, miles and cannot be used in conjunction with other promotions.
3. Freebies can be redeemed until sixty (60) days from end of promo period.
Per DTI-FTEB SPD Permit No. 17002 Series of 2016