Experience Rewards in a ZAPP!
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| Promo Mechanics: 1. The promo is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards. 2. Promo period is from January 15 to April 15, 2018. 3. Minimum purchase amount for installment is P3,000. Cardholders will be duly informed of both minimum purchase requirements and available installment options by the merchant. 4. 0% interest is subject to bank approval and valid if the total amount due is paid in full. 5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges. 6. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge. 7. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization. 8. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable. 9. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB. 10. In the purchase of goods and services which are on promotional discount, the Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher. 11. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof. 12. In case of dispute, PNB has the final decision upon approval of DTI. ZAPP Plus 1. PNB cardholders who wish to avail of the offer (freebies or discounts), may go to the partner merchant and present their card prior payment. 2. Offer (freebies or discounts) is not convertible to cash, points, miles and cannot be used in conjunction with other in-store promotions. 3. Freebies can be redeemed within sixty (60) days after end of promo period. 4. Valid in single-receipt transaction. Click here for the list of participating merchants. Per DTI-FTEB Permit No. 0266 Series of 2018. PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9 818 PNB is regulated by the Bangko Sentral ng Pilipinas. BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph. |
