FREE First Month Installment in select Samsung Experience Stores!


Promo Mechanics:

1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except Corporate Cards.

2. Cardholders buys any of the following models below at 0% installment for 24 months using PNB Credit Card. 

Category Model SRP FREE First Month
Smartphones Galaxy A80 34,990.00 1,457.92
Galaxy S9 36,990.00 1,5421.25
Galaxy S9 + (64GB) 43,990.00 1,832.92
Galaxy S9 + (128GB) 46, 990.00 1,957.92
Galaxy S10e 39,990.00 1,666.25
Galaxy S10 49,990.00 2,082.92
Galaxy S10+ (128GB) 55,990.00 2,332.92
Galaxy S10+ (512GB) 69,990.00 2,916.25
Galaxy S10+ (1TB) 89,990.00 3,749.58
Galaxy Note9 (128GB) 39,990.00 1,666.25
Galaxy Note9 (512GB) 49,990.00 2,082.92
Galaxy Note10 (256GB) 53,990.00 2,249.58
Galaxy Note10+ (256GB) 60,990.00 2,541.25
Galaxy Note10+ (512GB) 72,990.00 3,041.25
Tablets Galaaxy Tab S4 10.5 LTE 44,990.00 1,874.58
Galaxy Tab S6 10.5 LTE 47,990.00 1,999.58

3. Customer may avail of 0% for 24 months via their PNB Credit Card from October 1 to December 31, 2019 and get their first month FREE. 

4. The Free First Month Installment is not convertible to cash, rewards points, miles and cannot be used in conjunction with other PNB Credit Cards and partner merchant’s in-store promotions.

5. Transactions from this promotion will not earn reward points or miles whichever is applicable.

6. The free first month installment will be reflected on the cardholder’ account upon posting of the transaction.

7. The cost of free installment will be charged to the cardholder’s account should he/she decide to cancel the transaction or his/her account becomes delinquent.

8. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

9. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

10. Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge. 

11. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

12. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

13. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher. 

14. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

15. In case of dispute, PNB has the final decision upon approval of DTI.

Click here to view list of participating branches.

Per DTI-FTEB Permit No. 19345 Series of 2019.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is supervised by the Bangko Sentral ng Pilipinas / consumeraffairs@bsp.gov.ph


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PNB Credit Cards is located at:

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines
TEL: (+632) 8818-9-818 / DTF 1800-10-818-9-818

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