PNB MasterCard Portal

Promo Mechanics:

1. Qualified PNB Cardholder may avail of the offer when he/she uses his/her PNB Credit Card in payment in store.

2. Promo period is from July 15, 2020 to December 31, 2020.

3. Minimum purchase for the offer is P50,000 on LED TVs.

4. Offer is not convertible to cash, points, miles, and cannot be used in conjunction with other PNB Credit Cards and partner merchant’s in-storepromotion.

5. In the purchase of goods and services which are on promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

6. Promo is valid in single-receipt transactions.

7. Offer can be redeemed within sixty (60) days after promo period.

8. In case of dispute, PNB has the final decision upon approval of DTI.

ZAPP Installment Mechanics:

1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except CorporateCards.

2. Minimum amount and payment term may vary for ZAPP installment transaction. Cardholders will be duly informed of the available installment options bythe merchant.

3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to theregular finance charges.

5. Cardholder may request to charge the full amount of the remaining unpaid principal amountsubject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable feeswill form part of the outstanding balance and subject to monthly finance charge.

6. All 0% installment transactions posted in the Cardholder’s account shall earn rewards points or miles. Rewards points or miles will be reflected in the SOAupon posting of the monthly amortization.

7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due anddemandable.

8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation toPNB.

9. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

Branches: 

AV Surfer:

1. Robinsons Place Manila
2. Robinsons Metro East
3. Ayala Fairview Terraces
4. Ali Mall
5. La Azotea Baguio
6. KCC Mall Gen San
7. Ayala Center Cebu
8. Limketkai Mall Cagayan De Oro
9. Sta. Lucia East Grand Mall
10. Harbor Point Mall Subic
11. Glorietta 4
12. KCC Mall De Zamboanga

Sony Centre by Avid:

1. Gateway Mall
2. Glorietta 2
3. Festival Mall
4. Trinoma
5. Ayala Fairview Terraces
6. KCC Mall Gen San
7. KCC Mall De Zamboanga 
8. Harbor Point Subic
9. Solenad Nuvali
10. Ayala Malls Feliz
11. Ayala Malls Capitol Bacolod
12. Robinsons Place Ermita
13. SM Megamall
14. SM Baguio
15. SM Pampanga
16. SM Dasmarinas
17. SM North Edsa Annex
18. SM Mall of Asia
19. Kalaw

Sony Kiosks

1. Trinoma
2. SM Bacolod

Per DTI Fair Trade Permit No. FTEB-101973 Series of 2020.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is regulated by the Bangko Sentral ng Pilipinas / consumeraffairs@bsp.gov.ph