FREE special gift sets at Rulls Cellphone & Accessories and Audionet!

Promo Mechanics

1. Qualified PNB Cardholder may avail of the offer when he/she uses his/her PNB Credit Card in payment in store.

2. Promo period is from July 16, 2020 to January 31, 2021. 

3. Minimum purchase for the offers are P6,000 and P12,000. 

4. Offer is not convertible to cash, points, miles, and cannot be used in conjunction with other PNB Credit Cards and partner merchant’s in-store promotion.

5. In the purchase of goods and services which are on promotional discount, the senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

6. Promo is valid in single-receipt transactions.  

7. Offer can be redeemed within sixty (60) days after promo period. 

8. In case of dispute, PNB has the final decision upon approval of DTI. 

ZAPP Installment Mechanics

1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except Corporate Cards.

2. Minimum amount and payment term may vary for ZAPP installment transaction. Cardholders will be duly informed of the available installment options by the merchant.

3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

5. Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

6. All 0% installment transactions posted in the Cardholder’s account shall earn rewards points or miles. Rewards points or miles will be reflected in the SOA upon posting of the monthly amortization.

7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

9. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

Per DTI Fair Trade Permit No. FTEB-101708 Series of 2020.

Participating Stores:

Rulls - SM Southmall
Rulls- Robinsons Malolos
Rulls-SM Masinag
Rulls-Robinsons Malabon
Rulls (Oppo) - Robinsons Forum
Rulls-SM Novaliches
Rulls- SM Tunasan
Rulls - SM Savemore Apalit 
Rulls - SM Downtown 
Rulls - SM Marilao
Rulls - SM Marikina
Rulls - SM Angono
Rulls - SM Taytay 
Rulls (Tylex) -Lotus 
Rulls - Marquee Mall 
Rulls - SM Pampanga 
Rulls - Robinsons Galleria 
Rulls - Robinsons Starmill 
Rulls (Samsung) - SM East 
Rulls - SM Cebu 
Rulls - Gaisano Pajo 
Rulls (Stormtech) - SM City Consolacion 
Rulls (Stormtech) - SM Iloilo
Rulls - Savemore Tacloban 
Rulls - SM Bacolod
Rulls - Grand Mall Mactan 
Rulls (Vivo) - SM City Consolacion
Rulls - SM Ecoland Davao 
Rulls - SM Puerto Princesa
Rulls - Maasin
Rulls - SM Bacoor
Rulls - Ali Mall
Rulls - SM Cubao
Rulls SM Manila
Rulls SM San Lazaro
Rulls Savemore Inline Nagtahan
Rulls SM East Ortigas
Rulls SM Cherry Antipolo
Rulls SM Sta. Mesa
Rulls SM Cauayan
Rulls SM Tuguegarao
Rulls SM Tarlac
Rulls SM San Jose
Rulls Cherry Fooderama
Rulls SM Las Piñas
Rulls SM Batangas
Rulls Robinsons Lipa
Rulls SM Lemery
Rulls SM Sucat
Rulls SM Bicutan
Rulls Vista Mall Taguig
Rulls SM Cabanatuan
Rulls Starmall Alabang
Rulls SM Sta. Rosa
Rulls SM Lucena
Rulls Robinsons Santiago
Rulls Robinsons Novaliches
Rulls SM Telebastagan
Rulls SM Urdaneta
Rulls SM Calamba
Rulls SM Molino
Rulls SM Valenzuela
Rulls SM Pulilan
Rulls SM Baliwag

Audionet- SM Mall of Asia
Audionet - SM Downtown 
Audionet -  SM Calamba 
Audionet - Marquee Mall 
Audionet - SM San Mateo 
Audionet - SM Muntinlupa 
Audionet - SM Angono 
Audionet - Gaisano Moalboal
Audionet - Gaisano Mactan 
Audionet - Gaisano Cordova 
Audionet - SM Cebu 
Audionet (CKK) - SM Cebu 
Audionet- Gaisano Mandaue 
Audionet- Gaisano Sangi 
Audionet - Gaisano Mambaling
Audionet - Gaisano Dumanjug
Audionet- SM Davao 
Audionet - SM Bacoor 
Audioet - SM Consolacion 
Audionet - HM Lapu Lapu 
Audionet - SM Tarlac
Audionet - SM Novaliches 
Audionet - SM San Jose 
Audionet - Robinsons Metroeast 
Audionet - SM Valenzuela 
Audionet - SM Cabanatuan 
Audionet - SM Marilao 
Audionet - Harbor Point 
Audionet - SM Galleria 
Audionet - SM Sangandaan 
Audionet - SM Las Pinas 
Audionet - SM BF Paranaque 
Audionet - SM Sucat 
Audionet - Ayala Malls Circuit 

Stormtech SM BF Parañaque
OPPO Robinsons Metroeast
Stormtech SM Downtown Pampanga (San Fernando)
OPPO Robinsons Malolos
Huawei SM Megacenter Cabanatuan
Urstore SM City Rosario
Stormtech SM Bicutan
Mobile Craze Isetann Recto
Mobile Craze Robinsons Galleria
Stormtech CLA Town Center Mall
Mobile Craze Xentro Lemery Batangas
Mobile Craze SM Trece Martires
Mobile Craze SM San Pablo
Stormtech SM San Mateo
Stormtech SM Cubao
Stormtech Robinsons Tuguegarao
Stormtech Robinsons Ilocos
Stormtech Robinsons Dasmariñas
Stormtech Gateway Cubao
UrStore SM Pulilan
OPPO SM Dasmariñas
Vivo SM Dasmariñas
Urstore SM Imus
OPPO SM BF Parañaque
UrStore SM Legazpi

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is regulated by the Bangko Sentral ng Pilipinas /

^ Back to Top « Back to previous page

Credit Card Forms