Get REBATES worth a year of music subscription with FREE First Month Installment!


Free First Month Installment Mechanics

1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except Corporate Cards.

2. Promo period is from January 1 to December 31, 2020.

3. Minimum installment amount and payment terms may vary per merchant (please see list below). Cardholders will be duly informed ofboth minimum purchase requirement and participating items by partner merchants.

 Merchant Name  Minimum Purchase Amount  Payment Terms 
Ambassador Appliances  3,000  12 and 24 months 
Ambassador Home and Electronics Centre  3,000  12 and 24 months 
Gloria Bazar  3,000  12 and 24 months 
Fone Style  6,000  12 and 24 months 

Accent Hub
(Starts January 17 to December 31, 2020)

6,000  12 months 
12,000  24 months   
Automatic Centre  7,000  12 and 24 months 
Wiltelcom  9,000  12 and 24 months 
Audionet  10,000  12 and 24 months 
Family Appliance  10,000  12 and 24 months 
Jr. Memoxpress  10,000  12 and 24 months 
Memoxpress  10,000  12 and 24 months 
Power Premium Gadgets  10,000  12 and 24 months 
Rulls Cellphones and Accessories  10,000  12 and 24 months 
Silicon Valley  15,000  12 and 24 months 

Digital Walker
(Starts January 17 to December 31, 2020/Selected Branches)

18,000  24 months 
Beyond the Box
(Starts January 17 to December 31, 2020)
18,000  24 months 
Abenson
(Starts January 17 to December 31, 2020)
18,000  24 months 
Electroworld
(Starts January 17 to December 31, 2020) 
18,000  24 months 
Asianic • Acrotech • PCHome (Mobile phones not included)  20,000  12 and 24 months 
AV Surfer • Sony by Avid (Applicable to LED TV only)  20,000  12 and 24 months 
Perfect Shot  24,000  12 and 24 months 
TCA Digital Square  24,000  12 and 24 months 
Gigahertz  25,000  12 and 24 months 
BCG Premier Store  30,000  12 and 24 months 
Asian Home Appliance  30,000  12 and 24 months 
Camerahaus  30,000  12 and 24 months 
Henry's Cameras  50,000  12 and 24 months 
Switch  50,000  12 months 

 

4. The Free First Month Installment is not convertible to cash, rewards points, miles and cannot be used in conjunction with other PNB Credit Cards and partner merchant’s in-store promotions.

5. Transactions from this promotion will not earn reward points or miles whichever is applicable.

6. The Free First Month Installment will be reflected on the cardholder’s account upon posting of the transaction. See below sample computation:

 

Sample installment amount   FREE First Month Installment/Rebate 
12 months  24 months 
P30,000  P2,500  P1,250 

 

7. The cost of free installment will be charged to the cardholder’s account should he/she decide to cancel the transaction or his/her account becomes delinquent.

8. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

9. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amountdue. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthlyinstallment shall be subject to the regular finance charges.

10. Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of5% of the total unpaid principal balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principalamount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

11. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediatelybecome due and demandable.

12. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

13. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or thediscount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

14. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

15. In case of dispute, PNB has the final decision upon approval of DTI.

Per DTI Fair Trade Permit No. FTEB-23906 Series of 2019.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818
PNB is regulated by the Bangko Sentral ng Pilipinas.consumeraffairs@bsp.gov.ph


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PNB Mastercard

PNB Credit Cards is located at:

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines
TEL: (+632) 8818-9-818 / DTF 1800-10-818-9-818

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