O% installment for 48 months at Yupangco Music, Yamaha, and Perfect Pitch Stores

Promo Mechanics:

1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except Corporate Cards.

2. Promo period is from July 25 to September 30, 2020.

3. Minimum transaction amount for installment is P3,000.

4. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

6. Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

7. All 0% installment transactions posted in the Cardholder's account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

8. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

9. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

10. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

11. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

12. In case of dispute, PNB has the final decision upon approval of DTI.

Participating Branches Address Contact Number

Yupangco Music Store- Makati Main Office Showroom

339 Gil Puyat Avenue Makati City
Yamaha Music SM Megamall
5F Building B SM Megamall EDSA, Mandaluyong City
Yamaha Music SM North Edsa
2F The Annex SM City North Edsa Quezon City
Yamaha Music SM Iloilo  Lower G/F SM City Iloilo B. Aquino Avenue Mandurriao, Iloilo City
(033) 320-1511

Yupangco Music Store- Davao Main Office Showroom

Y-L Finance Building J.P. Laurel Davao City
(082) 226-4632
Yamaha Music CDO
1st Level West Promenade Limketkai Mall Lapasan, Cagayan De Oro  (08822) 724-920/ 728-992
Perfect Pitch SM Megamall
5th Floor Building B SM Megamall Edsa, Mandaluyong City
Perfect Pitch SM North Edsa
Lower G/F Main Building SM City North Edsa, Quezon City
Perfect Pitch SM Cebu
Level 3 SM City Cebu North Reclamation Area, Cebu City
(032)- 232-0713
Perfect Pitch Glorietta Mall
Level 3 Glorietta 2 Ayala Center Makati City
8816-0879/ 8815-2526 
Perfect Pitch SM Davao
2nd Level Annex, SM City Davao Quimpo Blvd. Ecoland Davao City
(082) 299-2566
Perfect Pitch CDO
Level 2 Centrio Mall Claro M. Recto Avenue, Cagayan De Oro City
(088) 880-7178/ 880-7179 
Perfect Pitch SM Iloilo
Lower G/F SM City Iloilo B. Aquino Avenue Mandurriao, Iloilo City
(033) 320-9884

Per DTI Fair Trade Permit No. FTEB-102415 Series of 2020.

PNB Cards 24/7 Hotline (+632) 8818 9818 / DTF 1800 10 818 9 818.
PNB is regulated by the Bangko Sentral ng Pilipinas / consumeraffairs@bsp.gov.ph

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