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Promo Mechanics:
1. The promo is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.
2. Promo period is from May 1 to July 31, 2016.
3. Minimum installment purchase amount is P3,000. However, participating merchants have the sole discretion on the minimum amount and items offered for this promotion.
4. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cutoff date after approval of transaction.
5. Cardholder will advise store personnel that payment of the transaction will be Shop Now, Get Billed Later installment. "SHOPNOWGETBILLEDLATER" or "SNGBL" should be indicated on the chargeslip to make the transaction valid.
6. 0% interest is subject to bank approval and shall apply if the total outstanding balance is paid in full.
7. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
8. Cardholder may request acceleration the charging of the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
9. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
10. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
11. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
12. All installment purchases are subject to the Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
13. PNB has the final decision in case of dispute with prior approval of DTI.
Redemption of Freebies and Discounts
1. PNB cardholders who wish to avail of the offer may go to merchant partner and present their card prior payment.
2. Offers (freebies and discount) are not convertible to cash, points, miles and cannot be used in conjunction with other promotions.
3. Freebies can be redeemed until sixty (60) days from end of promo period.
4. Valid in single-receipt transaction. |
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http://cards.alliedbank.com.ph/abc_cms/templates/cms/images/media_library/SNGBL_List_of_Participating_Merchant_2016_(updated[1].pdf