|
Promo Mechanics
1. The promo is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.
2. Promo period is from October 1 to December 31, 2017.
3. Minimum purchase amount per merchant may vary starting from P3,000 to P25,000, with up to 24 months on selected items. Cardholders will be duly informed of both minimum purchase requirements and available installment options by partner merchants.
4. 0% interest is subject to bank approval and valid if the total amount due is paid in full.
5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
6. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
9. Offers (freebies and discounts) are not convertible to cash, points, miles and cannot be used in conjunction with other PNB Credit Cards and partner merchants in-store promotion.
10. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
11. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
12. In case of dispute, PNB has the final decision upon approval of DTI.
Shop Now, Get Billed Later Installment
1. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cutoff date after approval of transaction.
2. Cardholder should advise store personnel that payment of the transaction will be Shop Now, Get Billed Later installment. "SHOPNOWGETBILLEDLATER" or "SNGBL" should be indicated on the chargeslip to make the transaction valid.
3. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
ZAPP Plus
1. PNB cardholders who wish to avail of the offer (freebies or discounts) may go to partner merchant and present their card prior payment.
2. This is valid in single-receipt transactions.
Please click here to view complete list of partner merchants.
Per DTI-FTEB Permit No. 11804, Series of 2017
PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9 818
PNB is regulated by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph.
|
