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Promo Mechanics:
1. The promo is open to all active principal and supplementary PNB-issued credit cards in good credit standing except Corporate Cards.
2. Promo period is from April 1 to July 31, 2018.
3. Minimum purchase amount per merchant may vary starting from P3,000 to P25,000, with up to 24 months on selected items. Cardholders will be duly informed of both minimum purchase requirements and available installment options by partner merchants.
4. 0% interest is subject to bank approval and valid if the total amount due is paid in full.
5. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
6. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
8. All 0% installment transactions posted in the Cardholder’s account shall earn rewards points or miles. Rewards points or miles will be reflected in the SOA upon posting of the monthly amortization.
9. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
10. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
11. In case of dispute, PNB has the final decision upon approval of DTI.
Shop Now, Get Billed Later Installment
1. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cutoff date after approval of transaction.
2. Cardholder should advise store personnel that payment of the transaction will be Shop Now, Get Billed Later installment. "SHOPNOWGETBILLEDLATER" or "SNGBL" should be indicated on the charge slip to make the transaction valid.
ZAPP Plus
1. PNB cardholder who wish to avail of the offer (freebies or discounts) may go to partner merchant and present his/her credit card prior payment.
2. For Robinsons Appliances, the following are the requirements for redemption:
a. Cardholder must present the original “Customer Copy” of ZAPP charge slips of items purchased at Robinsons Appliances and sales invoice at their store customer service counter.
b. Tampered, unreadable, faded or dilapidated charge slips are not valid for redemption. PNB and Robinsons Appliances are not o
bliged to recognize or replace any unissued, misplaced, lost, faded or stolen charge slips.
c. Splitting of one transaction into several smaller transactions for the purpose generating multiple charge slips is not allowed.
d. Store personnel will ask cardholder to sign an Acknowledgement Form and Promo Item Receiving (PIR) form
e. Store personnel will stamp “CLAIMED” on the valid charge slip once the freebie is received by the cardholder.
3. Offers (freebies and discounts) are not convertible to cash, points, miles, and cannot be used in conjunction with other PNB Credit Cards and partner merchants in-store promotion.
4. In the purchase of goods and services which are on promotional discount, the Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
5. Freebies can be redeemed within sixty (60) days after the promo period.
6. This is valid in single-receipt transactions.
Click here to view list of participating merchants.
Per DTI-FTEB Permit No. 4271 Series of 2018.
PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9818.
PNB is regulated by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph.
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