0% installment up to 6 months at Our Home

Promo Mechanics:

1. The promo is open to all active principal and supplementary PNB Credit/Debit Cardholders.

2. Promo will run from February 21 to 25, 2019.

3. PNB Cardholders shall enjoy additional 10% OFF on selected items when they use their PNB Credit/Debit Card at any Our Home branch. (30% - 50% OFF items are not included)

4. Promo discount is not convertible to cash, points, miles, and cannot be used in conjunction with the 3-Day Sale and other Our Home promotions.

5. In the purchase of goods and services which are on promotional discount. The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.


ZAPP Term & Conditions (0% Installment)

1. ZAPP is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.

2. Minimum installment amount is P15,000 on selected items, 0% installment up to 6 months term. Available in all Our Home branches.

3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

5. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php500, whichever is higher, shall be charged to the cardholder’s account. The unpaid total installment amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

6. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

9. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

10. In case of dispute, PNB has the final decision upon approval of DTI.

Per DTI-FTEB Permit No. 2366 Series of 2019.

PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9818.
PNB is regulated by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph

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PNB Mastercard

PNB Credit Cards is located at:

PNB Financial Center
8/F Cards Banking Solutions Group
Pres. Diosdado Macapagal Blvd.,
Pasay City, Philippines
TEL: (02) 818-9-818 / DTF 1800-10-818-9-818

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