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Promo Mechanics:
I. Promo Period and Offer:
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Promo Period
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Offers
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Selling Platform:
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December 1 to 15, 2021
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• At least 35% OFF on straight payments1
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In-Store and Online Store
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• At least 25% OFF on installment payments2
• 0% interest up to 12 months installment term
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In-Store
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Until December 31, 2021
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Get P1,500 REBATE for a minimum purchase of P25,000 on 0% interest for 12 months payment term.3
See link for complete promo mechanics: PNB Credit Cards ZAPP Rebate Promo
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In-Store
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1Applicable to PNB Credit and Debit Cards.
2Applicable to PNB Credit Cards.
3Starts November 15 to December 31, 2021, approved by DTI-FTEB.
II. Terms & Conditions
1. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products, and cannot be combined with other discounts, promo or coupon.
2. All matters and disputes will be subject to the final decision of PNB and its partner merchant in concurrence with DTI, will deemed final and irrevocable.
3. The Terms and Conditions governing the issuance and use of PNB Credit and Debit Cards are incorporated herein by reference and made an integral part hereof.
Per DTI Fair Trade Permit No. FTEB-132019/127141 Series of 2021.
ZAPP Installment Mechanics:
1. The offer is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.
2. Minimum installment amount is P5,000, 0% interest up to 12 months term.
3. 0% interest is subject to bank approval and shall apply if the total outstanding balance is paid in full.
4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total outstanding balance. Should the cardholder choose to pay only a portion of the total amount due but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
5 Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
6. All 0% installment transactions posted in the Cardholder’s account shall earn Rewards Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.
7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
9. This promo cannot be used in conjunction with other promotions
10. All installment purchases are subject to the Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
11. In case of dispute, PNB has the final decision upon approval of DTI.
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