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Promo Mechanics:
1. The promo is open exclusively to all active PNB-issued cards in good credit standing.
2. Promo period is from May 21 to 24, 2018.
3. PNB Cardholder shall enjoy the following special offers on selected items when they use their PNB Card at Salvatore Ferragamo and Jimmy Choo branches:
a. Up to 50% OFF
b. 0% installment up to 12 months for PNB Credit Cardholders
c. Shop now and get billed 3 months later
Participating Shops:
Salvatore Ferragamo
• Greenbelt 4, Makati City
• Rustan’s, Makati City
• Rustan’s Shangri-La Plaza Mall, Mandaluyong City
• Solaire, Pasay City
• Alabang Town Center, Muntinlupa City
Jimmy Choo
• Shangri-La Plaza Mall East Wing, Mandaluyong City
• Rustan’s, Makati City
• Adora Greenbelt 5, Makati City
4. Promo discount and offer are not convertible to cash, points, miles, and cannot be used in conjunction with other PNB Credit Cards and in-store promotion.
5. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
6. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.
7. In case of dispute, PNB has the final decision upon approval of DTI.
ZAPP Promo Mechanics:
1. ZAPP (Zero% Affordable Payment Plan) is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards.
2. Minimum purchase amount for installment:
Term Amount
3 months P 3,000
6 months 25,000
12 months 50,000
3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.
4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.
5. Cardholder may request to charge the full amount of the remaining unbilled amortization subject to PNB’s approval. A processing fee of 5% of the total balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.
6. All 0% installment transactions posted in the Cardholder’s account shall earn rewards points or miles. Rewards points or miles will be reflected in the SOA upon posting of the monthly amortization.
7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.
8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.
9. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.
Shop Now, Get Billed Later Installment
1. First monthly amortization of the Shop Now, Get Billed Later transactions shall be billed to the cardholder’s account on the third (3rd) statement cycle/cut-off date after approval of transaction.
2. Cardholder should advise store personnel that payment of the transaction will be Shop Now, Get Billed Later installment. "SHOPNOWGETBILLEDLATER" or "SNGBL" should be indicated on the charge slip to make the transaction valid.
Per DTI-FTEB Permit No. 6130 Series of 2018.
PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9818.
PNB is regulated by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph
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