PNB MasterCard Portal

Exclusive Mid-Year Sale Event Details:

1. The Exclusive Mid-Year Sale Event is open exclusively to all active PNB-issued cards in good credit standing except Corporate Cards and Distribution Cards.

2. The event is from July 24-26, 2019 at The Long Gallery, 3/F,  PNB Financial Center, Pres. Diosdado Macapagal Blvd. Pasay City, 9:00 am to 6:00 pm.

3. PNB Cardholder shall enjoy the following special offers on selected items when they use their PNB Card:

     • Up to 70% OFF
     • 0% Installment up to 12 months

4. In case of dispute, PNB has the final decision upon approval of DTI.

Promo Mechanics:

A. Discount

 1.To avail of the discount, qualified cardholders must use their PNB Card for their purchases during the event.

2.Promo discount and offer are not convertible to cash, points, miles, and cannot be used in conjunction with other PNB Cards and in-store promotion.

3. In the purchase of goods and services which are on promotional discount, The Senior Citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

B. 0% Installment (ZAPP)

1. The “ZAPP” (Zero% Affordable Payment Plan) is open to all active principal and supplementary PNB issued credit cards in good credit standing except Corporate Cards and Distribution Cards.

2. Minimum purchase amount requirement per term is as follows:

                                  Term                                     Minimum Purchase Amount
                    Straight/Cash Transaction                                   NO MINIMUM
                                3 months                                               Php 3,000.00
                                6 months                                             Php 20,000.00
                              12 months                                            Php 100,000.00

3. 0% interest is subject to bank approval and valid if the total amount due is paid in full.

4. The monthly installment amount shall be posted as a regular transaction on the credit card account and shall form part of the total amount due. Should the cardholder choose to pay only a portion of the total amount due, but not less than the minimum amount due, the monthly installment shall be subject to the regular finance charges.

5. Cardholder may request to charge the full amount of the remaining unpaid principal amount subject to PNB’s approval. A processing fee of 5% of the total unpaid principal balance or Php 500, whichever is higher, shall be charged to the cardholder’s account. The unpaid principal amount plus the applicable fees will form part of the outstanding balance and subject to monthly finance charge.

6. All 0% installment transactions posted in the Cardholder’s account shall earn rewards points or miles. Rewards points or miles will be reflected in the SOA upon posting of the monthly amortization.

7. Failure to pay any two (2) consecutive minimum amount dues shall constitute default and the total outstanding balance shall immediately become due and demandable.

8. Cardholder acknowledges his/her liability to PNB for the installment purchases and will form part of the cardholder’s obligation to PNB.

9. The Terms and Conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.

Per DTI-FTEB Permit No. 13677 Series of 2019.

PNB Cards 24/7 Hotline (+632) 818 9818 / DTF 1800 10 818 9 818
PNB is supervised by the Bangko Sentral ng Pilipinas.
BSP contact details: (+632) 708 7087 / consumeraffairs@bsp.gov.ph