PNB MasterCard Portal

Promo Mechanics

1. This promo is open to all active and current PNB Essentials Mastercard and PNB Platinum Mastercard credit card cardholders. Both Principal and supplementary cardholders are eligible for this promo.

 2. Co-branded PNB Platinum Mastercard credit cards are not included in this promo

3. Promo is applicable during the following specific dates of the year 2024 only:

• New Years Day – January 1, 2024

• Lunar New Year – February 10, 2024

• Valentines Day – February 14, 2024

• Maundy Thursday – March 28, 2024

• Good Friday - March 29, 2024

• Black Saturday – March 30, 2024

• Easter Sunday – March 31, 2024

• Day of Valor – April 9, 2024

• Labor Day - May 1, 2024

• Independence Day – June 12, 2024

• National Heroes Day – August 26, 2024

• Halloween – October 31, 2024

• All Saints Day – November 1, 2024

• All Souls Day – November 2, 2024

• Bonifaco Day – November 30, 2024

• Christmas Eve – December 24, 2024

• Christmas Day – December 25, 2024

• Rizal Day – December 30, 2024

• New Year’s Eve – December 31, 2024

4. Regular rewards conversion is at P70 = 1 point. Rewards Points will be credited upon posting of transaction.

5. Cardholders shall earn 5 times (5x) rewards points for all qualified transactions made during the promo dates.

6. Installment and Cash Advance Transactions are not qualified for this promo.

7. The earned points of supplementary cardholders are pooled under the account of the principal cardholder.

8. Awarded points will be reversed should the qualifying transaction be cancelled or voided for whatever reason (e.g. cancelled transactions due to fraud/ identity theft, etc.)

 9. Rewards Points are non-transferrable.

10. The promo cannot be used in conjunction with any other rewards multiplier promos. Unless otherwise stated, the higher rewards multiplier shall prevail. 

11. All matters and disputes will be subject to the final decision of PNB in concurrence with DTI, will be deemed final and irrevocable.

12. The Terms and Conditions of PNB Rewards Program shall apply.

13. The Terms and Conditions governing issuance and use of PNB Credit Cards incorporated herein by reference and made an integral part hereof.

 14. Any amendment in the terms and conditions is subject to DTI approval.

Per DTI Fair Trade Permit No. FTEB-183185 Series of 2023.